Each insurer provides a Product Disclosure Statement (PDS) outlining key information about their insurance products, including benefits, definitions, exclusions, and claims processes.
Before applying for or altering cover, please review the relevant PDS to ensure you understand the product features and limitations.
You can access the most up-to-date PDS documents using the links below.

Note: These links lead to each insurer’s official PDS library. Always check the document version and issue date to ensure accuracy.
BT and Asteron Life policies are now administered by TAL. CommInsure Life policies are now administered by AIA Australia.